I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixed account. Would a bank loan that pays off the student loan look better as a fixed loan? I guess my question is: [...]
Posts Tagged ‘Student’
Does A Student Loan And A Bank Loan Affect Your Credit The Same Way?
Posted by admin on August 24th, 2009
How Can A Student With Bad Credit Go About Getting A Good Student Loan For University College?
Posted by admin on August 23rd, 2009
I am a student going to a community college on full scholarships. However, next fall I am planning to go to Mississippi State University. My problem is, even though I am only 19, I have already defaulted on a loan and stopped payments on a cellular phone contract. My credit isn’t even good enough to [...]
Posted in Question-Answer 
Tags: About, College, Credit, Getting, Good, Loan, Student, University, With 
5 Comments »Can I Claim My Canadian Student Loan Interest On My Us Taxes?
Posted by admin on August 23rd, 2009
I have Canadian (government) student loans (in Canadian dollars) which I am still paying back from my Canadian bank account whilst I live and work in the US. Can I claim my student loan interest on my US taxes?
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How Do I Get A Student Loan For Living Expeneses?
Posted by admin on August 23rd, 2009
I am trying to get a student loan, because I need to be able to pay for an apartment and need to get a new vehicle. I am working but I’m only making minimum wage and its not enough. How do i get a student loan that will send me the money instead [...]
What Kind Of Loan Can I Get To Consolidate Private Student Loans?
Posted by admin on August 23rd, 2009
I have $100,000 in private student loans from two lenders. The interest rate is over 10%. Is there a way to get another loan to pay this off at a lower interest rate? What kind of debt consolidation program should I consult? Most student loan companies only deal with Federal loans [...]
How Does Student Loan Debt Affect My Credit Score?
Posted by admin on August 22nd, 2009
I am at the final stage of paying off credit card balances. Just one more month, yippee!!!! I’ve also already paid off my car loan 7 months before the maturation date. Anyway, I still have close to $50,000 in student loan debts- federal and private. But that’s it. I have never had any major credit [...]
Can Student Loan Interest Be An Itemized Deduction On Your Taxes?
Posted by admin on August 22nd, 2009
The Student Loan Deduction allows you to deduct up to $2500. In 2007 I paid well over $2500 in interest and obviously want to take advantage of this.
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Posted in Question-Answer Tags: Deduction, Interest, Itemized, Loan, Student, Taxes, Your 4 Comments »What Happens When A Student Loan Is Cancelled Due Permanent Disability, But The Student Is Rehabilitated?
Posted by admin on August 22nd, 2009
When a guaranteed student loan is discharged and later cancelled due to what is considered a total and permanent disability but many years after the cancellation of the loan the individual is rehabilitated and able to return to the workforce with the necessary aid and support for their disability what happens to the student loan? [...]
Posted in Question-Answer Tags: Cancelled, Disability, Happens, Loan, Permanent, Rehabilitated, Student, What, When 4 Comments »How Does A Student Loan Affect Your Credit?
Posted by admin on August 22nd, 2009
I have a student loan that is about 50K. I am making payments on it but I am on the income contingent plan and every month I get a statement showing that what Im paying is not enough to pay even the interest, so the balance is higher every month. Does this negatively affect my [...]
Can Student Loan Interest Be Used As A Tax Deduction If The Loans Are In Deferment/forbearance?
Posted by admin on August 21st, 2009
I know that student loan interest can be deducted.
My student loans are all either in deferment or forbearance. I’m accruing interest on some of them, but I haven’t actually paid any interest yet. Can I deduct the interest that accrued?
Thanks!
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